Standing Man with question mark for life insurance definition

Reader’s Choice: Top Ten Health and Life Insurance Questions

Instead of the normal articles about the industry and how health insurance in general works, today we’re going to focus on you. Since this website has been launched, I’ve been asked a ton of questions by you guys about how health insurance works. So today, we’re going to take a look at the top ten […]

Continue Reading

Getting Affordable Health Insurance

You can find affordable health insurance in the private market! In fact, let’s repeat that one, because a lot of people find it hard to believe: you can find affordable health insurance in the private market! Just because you’re getting health insurance as an individual instead of part of a group doesn’t mean you have […]

Continue Reading

Finding Private Health Insurance When You’re Unemployed

This economy is rough, no doubt about it. Lots of people are suddenly finding themselves laid off, unemployed, and without the group health insurance benefits they had come to rely on. The transition out of the active job market can be rough, and the last thing most people want to think about is finding new […]

Continue Reading

Is COBRA Health Insurance Right For You?

In 1995, Congress passed the Consolidated Omnibus Budget Reconciliation Act, a law that gives employees the right to continue their group health insurance coverage in the event that they lose their group coverage. Basically, COBRA health insurance allows you to retain your group health insurance in the event that you lose a job with benefits. […]

Continue Reading

How To Choose The Right Health Insurance Policy

This article is an original article from January 5, 2009.  It was written by Nick Perry. If you look around this website, you’ll find pages and pages of information about how wonderful it is to use an independent agent, how having an expert on your side can save you time and money when dealing with […]

Continue Reading
Child leaning against moms pregnant belly for Maternity Insurance

How Maternity Coverage Works

This article is an original article from January 5, 2009.  It was written by Nick Perry. At the risk of sounding like a broken record, health insurance can be complicated. When you buy a new policy, or you’re looking over your current policy, there are a hundred things to remember to look for: what’s my […]

Continue Reading

Top Five Questions For Your Health Insurance Agent

This article is an original article from January 5, 2009.  It was written by Nick Perry. When you’re shopping for a health insurance policy, it’s easy to get overwhelmed by the sheer volume of information. Deductibles, copays, coinsurance, riders, exclusions, caps, and more — the list of things you need to know can be daunting. […]

Continue Reading
older couple sitting on pier for Whole Life Insurance

Life Insurance – Why and How

This article is an original article from January 5, 2009.  It was written by Nick Perry. For some reason, people are often reluctant to talk about life insurance. Maybe they think that discussing it means admitting their own mortality. Maybe they think that talking about it makes the possibility of death into a certainty. Or […]

Continue Reading

Why You Should Use an Independent Agent

This article is an original article from January 5, 2009.  It was written by Nick Perry. You’re interested in health and/or life insurance – that’s what brought you here, right? Most of the time, people don’t read up on how this sort of stuff works just for a little light bedtime reading. Chances are, you’re […]

Continue Reading
Nick Perry

Nick Perry’s Biography

I have never met Nick Perry nor do I know him.  However, he is the creator of this founder of this.  I found that it had been left for “dead”.  As I reviewed the archives of this site, I saw that it had merit.  So, based upon the information at archive.org, I decided to rebuild this […]

Continue Reading